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FINANCIAL PLANNING

For Business Owners

Wealth management for business owners, by business owners.

01 Plannetics Financial™

You Can Do Anything, but Not Everything

Because you’re so busy running your business, you just don’t have the time to dedicate to managing aspects like personal finances, investments and taxes. We guide you through the obstacles and anticipate the next steps on your behalf.

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02 Plannetics Financial™

Focus on the Things That Matter Most to You

We’re here to help alleviate the stress of managing your finances, and to give you more flexibility to focus on the things that inspire and motivate you. We’re able to help you at any stage of your business journey - from start-up to early growth, scaling, and transition. It’s our goal to advise you in a way that can span generations.

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Building wealth as a business owner means having a plan for both your company and your personal future. We help you separate business and personal finances, align your goals, and gain clarity on your options—so you can make healthy, informed financial decisions with confidence.

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Take Control of Your Financial Future

For business owners who want to build, protect, and transition their wealth.

Investment & Financial Planning

Your business is your biggest asset, but your personal financial future matters too. We integrate business value into a comprehensive wealth plan.

Investment Strategies

Diversify beyond your business. We help balance risk with strategic outside investments that protect against downturns and financial instability.

Tax Awareness

We are pro-active about taxes, because we want you to keep more of your money.

Retirement Planning

Your business isn’t a retirement plan. We create financial strategies that prepare you for life beyond work—on your terms.

Estate Planning

A simple will isn’t enough. We structure ownership transitions, minimize estate taxes, and ensure a seamless wealth transfer.

Buy & Sell Agreements

Protect your business from uncertainty. We help assure smooth ownership transitions and tax-efficient exits.

Compensation & Benefits

Attract and retain top talent with compensation structures that align with business growth and employee retention goals.

Business Risk Management

Unexpected events can disrupt your business. We employ insurance and succession strategies to safeguard your business and plan for the unexpected.

Personal Risk Management

Guard your business from the influence of personal issues. Plan for the unexpected with life, disability, and long-term care solutions.

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“Personal finance isn’t something that’s widely taught. Our purpose is to help people break through these barriers, so they can feel confident knowing they’re on the right path.”
— Aaron McDermott, Financial Consultant

The DNA of Your Financial Planning Journey

Define

It starts with understanding what matters most to you. Your goals, your priorities, your future.

Plan

Using deep expertise and cutting-edge tools, we design a 360° financial strategy aligned with your ambitions.

Act

We handle the details—streamlining paperwork, setting up accounts, and putting your plan in motion.

Align

Regular check-ins ensure your financial plan keeps pace with market shifts and life changes.

Refine

We continuously track your plan’s performance, making strategic adjustments when needed.

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Frequently Asked Questions

What is my business worth? +
The value of your business is shaped by multiple factors, like revenue, profitability, industry trends, and market conditions. A formal business valuation uses methods such as asset-based, earnings-based, or market comparisons to determine a fair market value.
How can I reduce my taxable income this year? +
We often uncover opportunities for business owners to defer beyond the SEP, SIMPLE, and 401(k) maximums, depending on their business structure.
How can I sell or transition my business at max value? +
Growing your business value requires strategic planning, including boosting profitability, maintaining clean financial records, and strengthening management. Plannetics crafts efficient exit strategies to protect your value and assure a seamless transition to a third party, employees, or family members.
How can I sell my business to my top employees if they lack money to buy it? +
Options such as seller financing, Employee Stock Ownership Plans (ESOPs), or structured buyouts can facilitate an internal sale. These strategies allow employees to gradually acquire ownership while keeping operations stable.
How can I make sure that my spouse and/or family get paid for my business if I pass away before my time? +
A properly structured buy-sell agreement, funded through life insurance or other financial instruments, ensures that your family receives fair compensation while the business continues operating smoothly.
How do I keep and motivate my top employees? +
Attracting and retaining top talent requires a combination of competitive compensation, equity incentives, professional development, and a strong company culture. Customized retention plans, including performance-based bonuses and long-term incentive structures, help align business success with employee goals.

Our clients trust us with their future.

We bring over 40 years of combined experience to building trusted relationships that span generations. Let our Plannetics team transfer your financial stress onto our shoulders and provide you with real confidence and assurance in your financial growth and confidence.

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