Broker Check

FINANCIAL PLANNING

For A Brighter Retirement

A retirement that's been meticulously planned for.

01 Plannetics Financial™

Financial Planning

At any stage of your life, we can help you take steps to achieve the clarity you need to design your ideal financial future. It all starts with a plan – one that incorporates a full understanding of your goals, risk tolerance, and time horizon.

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02 Plannetics Financial™

Investment Management

We start by gauging your risk tolerance and circumstances and then craft a personalized investment management plan to help you make informed decisions and help maximize your potential returns. We’ll help oversee and optimize your investment portfolio to make the most out of all market opportunities. From asset allocation to risk management, we help you navigate the complex world of investing.

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03 Plannetics Financial™

Managing Equity Compensation

We’ve helped many professionals at companies like Amazon, Apple, Boeing, Meta, Nike, Starbucks, and Oracle make the most of their company stock programs for years. They come to us looking for someone to guide their journey and create investment, diversification, and tax strategies to get them where they want to be.

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You’ve saved enough to get here, now how do you confidently sustain a comfortable lifestyle? Confidence comes from understanding the full picture, knowing you’re ready for whatever comes next without fear of being unprepared.

At Plannetics Financial™, we help you make informed decisions at every stage, so you can confidently turn your success into lasting financial security.

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Fully Prepared Retirement

strategies to help pre-retirees achieve financial independence and confidence in the future.

Goals-Based Planning

Retirement is about more than managing money. We understand each client’s experience is different. We help balance your needs, wants, and wishes.

Pension & Retirement Planning

Arguably one of the most important retirement decisions you will make. We will show you all the angles.

Retirement & Long-Term Planning

Helping you navigate 401(k) contributions, Roth conversions, and tax-efficient retirement withdrawals.

Business Planning

The biggest issue Business Owners face is failing to separate their business from their personal finances and investments. Will you work forever, or do you have an exit strategy?

Legacy & Estate Planning

You build the legacy, we bring it to life.

Tax Planning

We are pro-active about taxes because we want you to keep more of your money.

Stock Concentration & Diversification

Our calculated approach creates exit strategies that reduce tax, encourage diversification, and fund long term goals.

Long-Term Care & Disability Insurance

We find this to be the largest gap in client’s financial plans. Medical care costs continue to rise and 7 out of 10 people over the age of 65 are projected to need some form of Long-Term Care in their lifetime.

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""With regular check-ins and reviews, our clients know we’re monitoring and tracking their financial plan progress and providing them customized solutions based on their results, changes to their goals, and life events."
— Mark Serafini, Sr. Financial Planner

The DNA of Your Financial Planning Journey

Define

It starts with understanding what matters most to you. Your goals, your priorities, your future.

Plan

Using deep expertise and cutting-edge tools, we design a 360° financial strategy aligned with your ambitions.

Act

We handle the details—streamlining paperwork, setting up accounts, and putting your plan in motion.

Align

Regular check-ins ensure your financial plan keeps pace with market shifts and life changes.

Refine

We continuously track your plan’s performance, making strategic adjustments when needed.

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Frequently Asked Questions

Can I retire when I want to? +
The concept of retirement is different for everyone. Your timeline depends on factors like savings, income sources, expenses, and lifestyle goals.
Should I pay off my mortgage? +
Clients often assume they can’t retire until they pay off their mortgage, however this is not always the case. Mortgages may provide strategic benefits for retirees.
How do I protect my spouse and family from the exorbitant costs of long-term medical care? +
Planning for healthcare expenses is essential. We explore options such as long-term care insurance, health savings strategies, and income planning to help manage future medical costs while protecting your family’s financial stability.
Do I need a trust? +
Trusts are mentioned a lot for retirement planning, but before you spend a lot of time and money, we consult our trusted legal, tax, and risk management team to help you determine what is right for your plan.
Is a standard will good enough for my legacy plans? +
The validity of a Standard Will depends on factors like marital status, state of residence, and more – many of which are misunderstood.
How do I turn my 401(k) and other investments into secure income? +
In the face of rising costs, economic uncertainty, and global instability, a fresh approach to retirement income is essential. Long term growth cannot be overlooked.
How do I protect my assets right before I retire, so I don’t have to work any longer than I plan? +
These days, It’s not about what you are invested in, it’s how you are invested in it. Beyond the usual stock/bond mix, we focus on innovative approaches to generate growth and income with built in protections against severe market downturns.

Our Retirement Planning Services Include:

  • Retirement Income
  • Retirement Tax
  • Savings Plans
  • 401(k)
  • IRAs
  • Equity Compensation
  • Roth Conversions
  • Investment Management
  • Social Security Benefits
  • Trust Accounts
  • Money & Asset Management
  • College Savings Plans
  • Tax Planning
  • Wealth Transfer
  • Estate Planning
  • Charitable Giving

Our clients trust us with their future.

We bring over 40 years of combined experience to building trusted relationships that span generations. Let our Plannetics team transfer your financial stress onto our shoulders and provide you with real confidence and assurance in your financial growth and confidence.

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